Dubai (UAE)Summary
In four years Funding Pips has become one of the most widely used Forex prop firms in the world. Its formula: some of the cheapest challenges on the market, huge payout volumes and a unique system that lets you trade off payout frequency against profit share.
Our number one for Forex traders: a cheap challenge, massive verified payouts and unique flexibility.
Overview
Founded in 2022 and based in Dubai, Funding Pips reports more than $260 million in verified payouts across over 127,000 tracked transactions. With more than 50,000 reviews and a rating of around 4.5/5 on Trustpilot, it is one of the most discussed firms in the community.
Its positioning is clear: make challenges affordable. The entry-level 2-Step Pro starts at $399 for a $100,000 account, while most competitors charge more than $500.
Programs
The firm offers five models. The 2-Step Standard (8% then 5% target, 5% daily loss, 10% max loss) is the most classic and forgiving. The 1-Step (10% target, 3% daily loss, 6% max loss) is faster but tighter.
The 2-Step Pro is the cheapest way in, the 2-Step Flex gives more room on max loss (12%), and Zero provides a funded account with no evaluation and a 95% split.
Payouts
This is what sets Funding Pips apart. On the 2-Step Standard you choose your cycle: 60% of profits paid weekly, 80% every two weeks, 90% on demand (subject to a consistency score) or 100% monthly.
For a consistent trader, the 100% monthly cycle is unbeatable. If you need cash quickly, weekly withdrawals exist, but they cost you 40% of your gains.
Challenges and conditions
- Price
- $529
- Target
- 8% + 5%
- Daily loss
- 5%
- Max loss
- 10%
- Profit split
- 60 → 100%
- Price
- $555
- Target
- 10%
- Daily loss
- 3%
- Max loss
- 6%
- Profit split
- 60 → 100%
| Payout frequency | Weekly to monthly |
|---|---|
| Payout speed | Depends on chosen cycle |
| Markets | Forex, Indices, Metals, Crypto, Energy |
| Platforms | MT5, cTrader, Match-Trader |
Public prices excluding promotions, verified in October 2026. Conditions change: check the official site before buying.
Trading rules
| News trading | Allowed in evaluation; banned ±5 min when funded |
|---|---|
| EAs and bots | Allowed (MT5, cTrader cBots) |
| Weekend and overnight | Evaluation: yes · Funded: no (since Jan. 2026) |
| Copy trading | Allowed |
Rules checked in October 2026. Check any point not listed here in the firm's official terms.
Strengths and weaknesses
Strengths
- Among the cheapest 100K challenges
- Choose between payout frequency and profit share
- More than $260M in verified payouts
- MT5, cTrader and Match-Trader
Weaknesses
- Rules vary a lot between models
- Weekly payouts capped at 60% of profits
- No futures
Who is it for?
A good fit if you…
- Trade Forex and want an affordable challenge
- Want to choose your payout rhythm
- Are consistent and aiming for 100% monthly
Avoid if you…
- Trade futures (Funding Pips is CFD only)
- Want identical rules across every model
Funding Pips against competitors
 Funding Pips |  FTMO |  FundedNext | |
|---|---|---|---|
| YourFunding score | 9.2/10 | 9.0/10 | 9.0/10 |
| From | $399 | ≈ $499 | $549 |
| Profit split | Up to 100% | 80 → 90% | 80 → 95% |
| Payout frequency | Weekly to monthly | After 14 days, then on demand | Guaranteed within 24h |
| Max capital | $400K | $200K | $300K |
| Founded | 2022 | 2015 | 2022 |
| Platforms | MT5, cTrader, Match-Trader | MT4, MT5, cTrader | MT4, MT5, cTrader, Match-Trader |
| Payouts | 9.3 | 9.4 | 9.6 |
| Rules | 8.8 | 9.0 | 9.0 |
| Price | 9.6 | 7.4 | 8.2 |
| Support | 9.0 | 9.5 | 9.0 |
| Reputation | 9.1 | 9.8 | 9.1 |
Score breakdown
FAQ Funding Pips
Is Funding Pips legit?
Yes. With more than $260M in verified payouts and a rating of around 4.5/5 from over 50,000 reviews, it is one of the most proven firms in Forex.
What is the cheapest challenge?
The 2-Step Pro, from $399 for a $100,000 account.
Can you keep 100% of profits?
Yes, by choosing the monthly payout cycle on the 2-Step Standard.
