FTMO7 criteria won9.0/10- From
- €499
- Profit split
- 80 → 90%
- Payout frequency
- Every 14 days
- Max capital
- $200K
- Age
- 11 years
- Platforms
- MT4, MT5, cTrader, TradingView
Futures head-to-head
FTMO vs Topstep
Which one should you choose in 2026? A criterion-by-criterion comparison.
Our pick
FTMO
9.0/10
The original benchmark, the most recognised name in the industry
4 / 5 criteria won out of 5Read reviewVS
Challenger
Topstep
8.7/10
The original futures prop firm, since 2012
1 / 5 criteria won out of 5Read reviewHead-to-head verdict · FTMO
FTMO wins with 9.0/10 versus 8.7/10 and takes the edge on payouts, rules, support and reputation. Topstep does better on price.
Full comparison
FTMO7 criteria won9.0/10Topstep3 criteria won8.7/10- From
- $49/mo
- Profit split
- 90%
- Payout frequency
- After 5 winning days
- Max capital
- $750K
- Age
- 14 years
- Platforms
- TopstepX
Choose FTMO if you…
- Want the safest firm on the market
- Are a beginner who wants a static drawdown
- Need multilingual support
Choose Topstep if you…
- Want the longest-standing futures firm
- Are aiming for a real live account
- Are new to futures (education)
Price at the same account size
Each firm's cheapest challenge for the same account size (public prices without promotions).
| Size | FTMO | Topstep | Cheaper |
|---|---|---|---|
| 50K | $119 / monthFutures Growth | $49 / monthTrading Combine | Topstep |
| 100K | $169 / monthFutures Growth | $99 / monthTrading Combine | Topstep |
| 150K | $229 / monthFutures Growth | $199 / monthTrading Combine | Topstep |
Rules side by side
What each firm allows, from our checks.
| FTMO | Topstep | |
|---|---|---|
| News trading | Restricted when funded (except Swing account) | Full-size entries into major news banned |
| EAs and bots | Allowed | Allowed (no HFT) |
| Weekend and overnight | Swing account only | No (flat by 3:10 pm CT) |
| Time limit | No limit | Not specified |
| Minimum days | Not specified | 5 winning days of $150, or 3 days |
| Consistency rule | 1-Step: best day ≤ 50% of total profit (since 12.10.2026) · Instant: 30% | Not specified |
Criterion by criterion
- Payouts: FTMO 9.4 versus Topstep 8.8, edge to FTMO.
- Rules: FTMO 9.0 versus Topstep 8.4, edge to FTMO.
- Price: FTMO 7.4 versus Topstep 8.6, edge to Topstep.
- Support: FTMO 9.5 versus Topstep 8.8, edge to FTMO.
- Reputation: FTMO 9.8 versus Topstep 9.6, edge to FTMO.
FAQ
FTMO or Topstep: which one is cheaper?
At 50K, Topstep is cheaper: $49 / month versus $119 / month at FTMO (public prices without promotions).
FTMO or Topstep: which one pays better?
On our payouts criterion, FTMO scores 9.4/10 versus 8.8/10. Stated speed: 1 to 4 business days at FTMO, on request at Topstep.
Which is more reliable, FTMO or Topstep?
On reputation, FTMO scores 9.8/10 versus 9.6/10 for Topstep. FTMO has been around since 2015, Topstep since 2012.
Should I choose FTMO or Topstep?
FTMO wins this head-to-head with 9.0/10 in the YourFunding rankings. FTMO wins with 9.0/10 versus 8.7/10 and takes the edge on payouts, rules, support and reputation. Topstep does better on price.
