United KingdomSummary
Audacity Capital is a London prop firm that has been funding traders for more than a decade, with accounts of up to $480,000 and over $250M in reported payouts. Its Ability Challenge offers one of the widest drawdowns on the market: 15%.
The most comfortable drawdown on the market, for patient traders.
Programs
Three programs: the Ability Challenge (2 steps, 10% then 5%, from $49 for 5K to $1,049 for 200K, with a 7.5% daily loss and a 15% static max loss in phase 1, then 5% and 10%), Ability One (1 step, 3% and 6%) and FTP, an instant account. At least 4 days per phase, no time limit, fee refunded with the first payout.
Payouts
The split starts at 75%, rises to 85% after 10% profit and can reach 90% with scaling (the account doubles at each 10% milestone). Payouts every two weeks, the first after 30 days.
Challenges and conditions
- Price
- 49 → $1,049
- Target
- 10% + 5%
- Daily loss
- 7.5% → 5%
- Max loss
- 15% → 10%
- Profit split
- 75 → 90%
- Price
- Varies
- Target
- —
- Daily loss
- 3%
- Max loss
- 6%
- Profit split
- 75 → 90%
| Payout frequency | Bi-weekly |
|---|---|
| Payout speed | First payout after 30 days |
| Markets | Forex, Indices, Metals, Crypto |
| Platforms | Not disclosed |
Public prices excluding promotions, verified in October 2026. Conditions change: check the official site before buying.
Trading rules
| Minimum days | 4 days per phase |
|---|---|
| Time limit | No limit |
Rules checked in October 2026. Check any point not listed here in the firm's official terms.
Strengths and weaknesses
Strengths
- 15% drawdown on the Ability Challenge
- Account doubles at each milestone
- Established London firm
Weaknesses
- 75% starting split
- First payout after 30 days
Who is it for?
A good fit if you…
- Need plenty of room (15%)
- Are a patient trader
Avoid if you…
- Want to be paid quickly
- Want 80% from the start
Audacity Capital against competitors
 Audacity Capital |  Funding Pips |  FTMO | |
|---|---|---|---|
| YourFunding score | 8.0/10 | 9.2/10 | 9.0/10 |
| From | from $49 | $399 | ≈ $499 |
| Profit split | 75 → 90% | Up to 100% | 80 → 90% |
| Payout frequency | Bi-weekly | Weekly to monthly | After 14 days, then on demand |
| Max capital | $600K | $400K | $200K |
| Founded | 2012 | 2022 | 2015 |
| Platforms | Not disclosed | MT5, cTrader, Match-Trader | MT4, MT5, cTrader |
| Payouts | 7.6 | 9.3 | 9.4 |
| Rules | 8.4 | 8.8 | 9.0 |
| Price | 7.6 | 9.6 | 7.4 |
| Support | 8.0 | 9.0 | 9.5 |
| Reputation | 8.6 | 9.1 | 9.8 |
Score breakdown
FAQ Audacity Capital
What is the drawdown at Audacity?
15% static on the Ability Challenge phase 1, with a 7.5% daily loss.
When is the first payout?
After 30 calendar days on the funded account.
